top of page

Terms of Use

These terms (the "Terms") govern your use of our website and all digital content operated by Bloomfield Wealth Corporation ("BWC") and Bloomfield Insurance Corporation (“BIC”) including Social Media Pages (defined later in these Terms) (individually referred to as a "Website" and collectively referred to as the "Websites").

 

If you access and use the Websites, you accept and agree to be bound by and comply with the (i) Terms, and (ii) any terms, conditions, legal notices and disclaimers in the footers, content, other pages of the Websites and behind links, buttons or icons on the Websites (the "Additional Terms").

 

The Terms and Additional Terms also apply when you use a downloadable application or other technology to access any features, functionality, content and/or information that is made available or provided on the Websites.

​

General

​

All products and services of BWC and BIC that are described, made available or provided on the Websites may be changed or withdrawn at any time without notice and are subject to the terms and conditions of the applicable agreements governing their use in force at the time of the provision of the product or service, in addition to the Terms and Additional Terms. 

 

The information, material and content provided in the pages of the Websites, including pricing information, (the "Information") is believed to be reliable when posted, but there is no guarantee that it is accurate, complete or current at all times. Without limiting the generality of the foregoing, the Information may include technical inaccuracies or typographical errors, and Bloomfield Wealth Corporation and their officers, directors, employees and agents ("BWC") have no obligation to update the Information. The Information or the Websites may be changed, withdrawn or terminated at any time without notice.

 

Changes may be made to the Terms at any time without notice by updating this posting. You agree to review the Terms regularly, and your continued access or use of the Websites will mean that you agree to any changes.

 

Local Laws; Export Control

 

It is important to note that not all of the products, services and Information made available or provided on the Websites are available in all jurisdictions outside of Ontario, Canada. In addition, the Information does not constitute an offer or solicitation to buy or sell any currency, investment fund or other product, service or information to anyone in any jurisdiction in which an offer or solicitation is not authorized or cannot legally be made, or to any person to whom it is unlawful to make an offer or solicitation. For information specific to any jurisdiction outside of Ontario, Canada, please contact your local advisor.

 

Please be aware of the laws of your province, territory, country or laws that otherwise apply to you in relation to any of the matters described in the pages of the Websites. If you choose to access the Websites, you do so on your own initiative and are responsible for compliance with applicable local, national or international laws.

​

You may not use, export or re-export the Information or any copy or adaptation thereof in violation of any applicable laws or regulations, including export laws and regulations of Canada in force from time to time.

 

Any submission by you of an application, instruction or other request is subject to acceptance by BWC and/or BIC and can be declined by BWC and/or BIC accordingly.

​

The Information We Share

 

The Information we share and promote on our websites is for informational purposes only and is not intended to provide specific financial, investment, insurance, lending, tax, legal, accounting or other advice to you, and should not be acted or relied upon in that regard without seeking the advice of a professional. Your BWC/BIC advisor can help to ensure that your own circumstances have been properly considered and any action is taken on the latest available information.

​

No warranties

​

BWC/BIC  provide the Websites and the Information on an "as is, where is" basis and do not make any express or implied warranties, representations, or endorsements with respect to the Websites or the Information, including without limitation, warranties as to merchantability, operation, non-infringement, usefulness, completeness, accuracy, currency, reliability and fitness for a particular purpose. Further, BWC/BIC does not represent or warrant that the Websites will be available and meet your requirements, that access will be uninterrupted, that there will be no delays, difficulties in use, defects, incompatibility, failures, errors, omissions or loss of transmitted information, that no viruses or other contaminating or destructive properties will be transmitted or that no damage will occur to your computer system. You have sole responsibility for taking protection and backup of data and/or equipment and for taking reasonable and appropriate precautions to scan for computer viruses or other destructive properties.

 

The Information You Share

 

You agree that any information or materials that you provide to BWC/BIC through any of its Websites shall become the sole property of BWC/BIC, and may be used freely by BWC/BIC. By providing such information and materials, you declare and warrant that you have all necessary rights to submit such information and materials and that the information and materials do not infringe the rights of third parties.

 

Electronic Communication via the Internet

​

Any unprotected electronic communication over the Internet is, as with communication via other mediums (e.g. cellular phones, post office mail, Social Media Pages (later defined)), not secure or confidential, subject to possible interception or loss, and possible alteration. You should not send any confidential, proprietary or sensitive information about you or others via these mediums. BWC/BIC is not responsible for and will not be liable to you or anyone else for any damages in connection with an email, text message, comment, post or any other electronic message sent by you to BWC/BIC, or an email, text message, comment post or any other electronic message sent by BWC/BIC to you.

​

We’re Not Making Any Endorsements

​

No endorsement or approval of any third party or its advice, opinions, information, products or services is expressed or implied by any Information.

​

About Liability

​

BWC/BIC is not responsible, and will not be liable to you or anyone else, for any damages whatsoever and howsoever caused (including direct, indirect, incidental, special, consequential, exemplary or punitive damages) arising out of or in connection with the Websites or the Information, or your ability or inability to access or use the Websites or the Information, or any action or decision made by you in reliance on the Websites or the Information, or any errors in or omissions from the Websites or the Information, or any unauthorized use or reproduction of the Websites or the Information, even if BWC/BIC has been advised of the possibility of these damages.

​

Links To and From Our Websites, and Our Software

​

The Websites may include links between the Websites. The Websites are operated by BWC and/or BIC, as specifically disclosed in the footers of the Websites.

 

Links from or to websites, including links to the Websites, are for convenience only. BWC/BIC does not review or control, and is not responsible for, any websites linked from or to the Websites, the content of those websites, the privacy practices of those websites, the third parties named therein, or their products or services. Linking to any other website is at your sole risk and BWC/BIC will not be responsible or liable for any damages in connection with such linking. In addition, BWC/BIC does not endorse or approve of any websites linked from or to the Websites, except for Websites of BWC and/or BIC.

 

You may not gather, extract, reproduce and/or display on any other non-BWC/BIC website or other online service, any material on or from the Websites, whether or not by the use of spiders or other 'screen scraping' software or system used to extract data without the express consent of BWC and/or BIC.

 

If you download any software, we are not responsible or liable for any difficulties or consequences associated with downloading such software. The use of any downloaded software is governed by the terms of the applicable license agreement, if any, which accompanies such software or is provided with such software or herein.

 

The following terms apply if you download a software application that BWC and/or BIC offers to access any services, features, functionality, content and/or information made available by BWC/BIC using certain mobile devices (the "Software"):

  • BWC and/or BIC grants to you a non-exclusive and non-transferable license for the Software. The license authorizes you to use the Software in object code format for the purpose of using the online services of BWC/BIC ("Online Services") and/or accessing any services, features, functionality, content and/or information made available by BWC/BIC using certain mobile devices.

  • BWC/BIC retains at all times all ownership rights, including without limitation, copyright, in the Software. You agree not to copy the Software and not to disclose or distribute the Software to third parties. BWC/BIC has no obligation to provide any training, maintenance, or other assistance for the Software.

​

YOU ACCEPT THE SOFTWARE "AS IS" AND ASSUME THE ENTIRE RISK FOR THE PERFORMANCE OF THE SOFTWARE. BWC/BIC AND ANY OTHER AFFILIATED BWC/BIC COMPANY WILL NOT BE LIABLE TO YOU FOR ANY DAMAGES RESULTING FROM YOUR USE OF THE SOFTWARE, UNDER THESE TERMS OR OTHERWISE.

​

  • BWC and/or BIC may end these software terms at any time on notice to you. On the ending of these terms, you will destroy or return all copies of the Software or of any documentation for it then in your possession. The grant of the license may not be assigned by you unless agreed upon in writing by BWC and/or BIC.

​

Jurisdiction

​

Our Websites are administered by BWC/BIC, as specifically disclosed in the footers of the Websites, from its office in Ontario, Canada. The Websites, the Information, the Terms and the Additional Terms will be governed by and construed in accordance with the laws of the Province of Ontario and the laws of Canada applicable therein, without giving effect to any principles of conflicts of laws, and notwithstanding your domicile, residence or physical location.

 

All disputes, controversies or claims arising out of or in connection with the Websites, the Information, the Additional Terms or the Terms shall be submitted to and be subject to the exclusive jurisdiction of the courts of the Province of Ontario. You submit and attorn to the exclusive jurisdiction of the courts of the Province of Ontario to finally adjudicate or determine any suit, action or proceeding arising out of or in connection with the Websites, the Information, the Additional Terms or the Terms.

​

Social Media Terms of Use

​

The Social Media Pages are designed for you and we encourage you to review, leave comments, discuss BWC/BIC products and services, watch and share our videos and to engage us. Some of the comments and materials posted to the Social Media Pages and the Social Media Page Websites may not represent the opinions of BWC/BIC. You agree that you will not post or submit any information, post, link or material of any kind on the Social Media Pages which fall into any of the categories described below:

  • Anything defamatory, abusive, infringing, obscene, misleading, unlawful or which otherwise violates the legal rights (including the privacy) of others;

  • Anything that contains any unsolicited advertising, promotional materials, or other forms of solicitation to other users, individuals or entities;

  • Anything that falsifies the origin or source of any information;

  • Anything repetitive, off–topic or overly–inflammatory; or

  • Any financial or personal information about yourself or others. For more information, please visit Our Privacy Policy

 

Any information, posts, links or material of any kind that we determine to fall into any of the categories described above will be hidden/removed by BWC/BIC, at its sole discretion.

 

BWC/BIC will not be responsible or liable for the entities which own or operate the Social Media Page Websites or the Social Media Page Websites in any way, including being liable for any losses, or direct or indirect damages arising from any action or decision made by you or anyone else in reliance on the Social Media Page Websites.

 

If you have a question or concern about anything posted on the Social Media Pages, feel free to contact us at hello@bloomfieldgroup.ca

bottom of page