Do I need liability coverage if I rent my workspace?

Yes, Liability insurance protects your operations and clients even if you lease or share the property.

What is umbrella liability and do I need it?

An umbrella policy increases your liability limits beyond your primary coverage, it is ideal if you face high-risk exposures.

Does liability insurance cover subcontractors?

Only if they are named on your policy or you require them to carry their own coverage and provide proof.

Can I add coverage for rented or borrowed equipment?

Yes, a rented auto or equipment coverage will extend protection to them.

Business Insurance

Commercial Liability Insurance

Commercial liability insurance covers legal and financial risks like third-party injury, property damage, and negligence, giving you the protection you need to operate with confidence.

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Offered Liabilities

Commercial General Liability (GCL)

Directors and Officers (D&O) Liability

Employment Practices Liability

Liquor Liability

Pollution / Environmental Liability

Event Liability

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Coverage

Covers third-party bodily injury and property damage.

Protects business leadership from legal claims.

Covers HR-related claims like discrimination or wrongful termination.

For cleanup and third-party claims involving environmental damage.

Temporary coverage for events and gatherings.

for data breaches, ransomware, and tech risks.

Frequently Asked Questions

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