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What's offered under property benefits?
Property Structure Coverage
Protects the main building and any detached structures on your property, such as garages, sheds, or guesthouses, from covered risks like fire, storms, or vandalism.
Liability Coverage
Provides financial protection if someone is injured on your property or if you accidentally damage someone else’s property.
Personal Property Coverage
Covers the cost to repair or replace your belongings such as furniture, electronics, clothing, and appliances if they’re damaged or stolen.
Temporary Living Expenses
Covers the cost of temporary accommodations and daily living expenses if your home becomes unlivable due to a covered loss.
What's offered under Property
benefits?
Property Structure Coverage
Protects the main building and any detached structures on your property, such as garages, sheds, or guesthouses, from covered risks like fire, storms, or vandalism.
Liability Coverage
Provides financial protection if someone is injured on your property or if you accidentally damage someone else’s property.
Personal Property Coverage
Covers the cost to repair or replace your belongings such as furniture, electronics, clothing, and appliances if they’re damaged or stolen.
Temporary Living Expenses
Covers the cost of temporary accommodations and daily living expenses if your home becomes unlivable due to a covered loss.
Optional Coverage
Water Damage and Sewer Backup
Offers protection from damage caused by sudden water events like burst pipes or backed-up drains. Availability may vary by policy.
Tenant and Landlord-Specific Protections
Whether you’re a tenant or landlord, this includes tailored coverage for liability, contents, or damage caused by tenants.
Frequently Asked Questions
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