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What's offered under Auto
benefits?
Third-party Liability
If you're found at fault in an accident, third-party liability coverage protects you against claims for injuries or property damage to others. It covers legal fees, settlements, and court-awarded damages. While $200,000 is the legal minimum in Ontario, we recommend at least $2 million for better protection.
Direct Compensation
If you're not at fault in a collision, DCPD covers the cost to repair your vehicle, replace damaged contents inside, and even provides a rental without you paying a deductible. It's fast, direct, and handled through your own insurer.
Accident Benefits
Accident Benefits cover medical expenses not included in government health plans, like rehabilitation, income replacement, attendant care, and even substitute caregivers for dependents, helping you recover and manage daily life after a collision.
Uninsured Auto
If you're injured or your vehicle is damaged by an uninsured driver or in a hit-and-run, this coverage lets you recover damages as if the at-fault driver had insurance, giving you peace of mind when the unexpected happens.
What's offered under Auto
benefits?
Third-party Liability
If you're found at fault in an accident, third-party liability coverage protects you against claims for injuries or property damage to others. It covers legal fees, settlements, and court-awarded damages. While $200,000 is the legal minimum in Ontario, we recommend at least $2 million for better protection.
Direct Compensation
If you're not at fault in a collision, DCPD covers the cost to repair your vehicle, replace damaged contents inside, and even provides a rental without you paying a deductible. It's fast, direct, and handled through your own insurer.
Accident Benefits
Accident Benefits cover medical expenses not included in government health plans, like rehabilitation, income replacement, attendant care, and even substitute caregivers for dependents, helping you recover and manage daily life after a collision.
Uninsured Auto
If you're injured or your vehicle is damaged by an uninsured driver or in a hit-and-run, this coverage lets you recover damages as if the at-fault driver had insurance, giving you peace of mind when the unexpected happens.
Optional Coverage
Electric Cars
Protect your electric vehicle with specialized coverage meant for you, including protection for high-value components like the battery, access to EV-certified repair networks, and optional coverage for home charging equipment. Drive your electric vehicle with confidence.
Vintage Cars
Protect your classic or vintage vehicle with coverage that reflects its true value, including agreed-value policies and specialized repairs to keep it in pristine condition.
Frequently Asked Questions
Some common
questions...
